Mortgages Buying your home is one of the most exciting times in your life. With our help and advice we will guide you through the process to completion.
A mortgage Broker will look for a suitable mortgage for your needs from a range of Lenders.
Mortgage Search uses specialist sourcing software
to search our mortgage panel for competitive deals. So if you are a
first time buyer, homemover, re-mortgaging,
or looking at purchasing a buy to let investment, or need other
mortgage related help and advice then please don't hesitate to contact us to see how we can help you.
We
can examine a comprehensive panel of lenders, on your behalf and advise you on the most suitable options for your individual
circumstance. We take the confusion out of mortgages and present the options
clearly and simply, allowing you to make sense of the products available.
Our recommendations take into account the total cost of a mortgage over a certain period of time.
For example if you wanted to know which Lender offered the cheapest mortgage
over a 2 year period for a fixed rate mortgage, our software would show any
relevant costs, such as valuation fees and the actual total amount of payments over a 24
month period and total the payments to show which is the best value deal and Lender from our panel. This information is contained in the mortgage illustration that we provide you with detailing all the important facts and figures that you need to know about a given mortgage and also a report explaining the recommendation to you.
Our initial meetings are free and without
obligation. Once you decide to proceed with an application we charge a broker
fee of £250 on a successful mortgage application. The only time when a
different broker fee of £400 would apply is there was adverse credit, such as
county court judgements iva's, etc. as additional work needs to be carried out.
A fee is only payable on application. The amount we will charge is dependent on
the amount of research and administration that is required. The amount charged
will be agreed with yourself at the initial meeting.
We would only apply for a mortgage once we have spoken to an underwriter
and checked the affordability with the Lender, prior to submission.
For more information[please Call 01253 407707
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.